Mohammad's CV
Mohammad Almudallal
Assurance Intern | Financial Reporting
Profile summary
Motivated recent graduate with a Bachelor of Science in Business Administration from the American University of Sharjah and foundational skills in financial analysis, market research, and audit documentation. Gained practical exposure as an assurance intern at PwC Middle East, supporting core assurance tasks, reviewing engagement letters, and using the PwC Aura platform. Completed applied coursework evaluating bank performance using the CAMEL framework and analyzing financial statements for major automotive groups using DuPont and Altman Z-score models. Prepared to contribute analytical and problem-solving capabilities to professional teams.
Career highlights
Audit Documentation: Reviewed engagement letters and validated bilingual audit reports while using the PwC Aura platform for documentation and audit file management.
Financial Analysis: Evaluated capital, asset quality, management, earnings, and liquidity for UAE, Saudi, and Canadian banks using the CAMEL framework in April 2025.
Statement Evaluation: Analyzed financial statements for Mercedes-Benz Group AG against industry peers using DuPont and Altman Z-score models in December 2024.
Key skills
Professional experience
Contributed to assurance engagements within the Core Assurance Department, supporting audit processes across multiple industries over a 5-week period in 2025.
- Reviewed engagement letters and validated bilingual audit reports.
- Performed casting tasks using Excel to verify financial data accuracy.
- Used PwC Aura platform for documentation and audit file management.
- Attended team meetings and coordinated with colleagues across levels.
Projects
Analyzed how Tabby uses alternative credit scoring and BNPL to provide faster and more inclusive credit decisions. Examined its technology model, risks, and regulatory challenges in the UAE. Skills Earned: - Fintech Analysis: Understood how alternative data and AI support real-time credit decisions. - Risk Assessment: Evaluated benefits, limitations, default risk, privacy concerns, and regulatory challenges.
Analyzed UAE, Saudi, and Canadian banks using the CAMEL framework. Evaluated capital, asset quality, management, earnings, and liquidity by comparing financial performance and NIM trends. Skills Earned: - Financial Analysis: Evaluated banks using CAMEL framework across UAE, Saudi Arabia, and Canada. - Research and Data Interpretation: Analyzed NIM trends and management efficiency.
Analyzed Mercedes-Benz Group AG vs. BMW, Hyundai & GM using DuPont & Altman Z-score. Identified financial gaps, strengths & gave recommendations for improvement. Skills Earned: - Financial Analysis: Gained hands-on experience in calculating and interpreting financial ratios. - Critical Thinking: Identified financial strengths, weaknesses, and opportunities for improvement.
Education
Finance
Volunteered at various school events.
- Relevant coursework: Volunteered at various school events.
Languages
Arabic · Fluent
English · Fluent